Monthly Archives: November 2012

Smart Money

How much House is a New Car worth?

house car
That’s it, car sales must be about to go through the roof. I reckon in the last week alone I’ve heard every excuse and more lame justifications to buy a new car than I have for a long time.

Just to add to the pent up post-GFC demand, (and pools of cash sitting on the investment sidelines), it seems there are currently zero% finance offers on every second station break if you haven’t got the financial means. Also, adding to the breathing space created by a return to near historical lows for local home mortgage rates is the new generation of Uni graduates who didn’t experience their spending habits being seriously curtailed by the last 5 years of market turmoil.

read more »


Property in SMSFs, is that really the best option?

SMSF property

Happy to lead you through the pros and cons of property in Self Managed Super Funds (SMSFs).

Appropriate I use that expression “cons” as it is potentially being used by “property sales people” to try to flog their latest offerings in a quiet market place.

What they won’t tell you!:

The only real justification I’ve heard around the traps is to try to minimize Capital Gains Tax (CGT), IF, there is an increase in value of the property you purchase (the ATO/Govt is currently looking at in some way closing a perceived loophole with super pensions here);

read more »

Site Info

Hello world!

today tomorrow

Welcome to 2 Hard Basket!